Credit Counseling or Debt Settlement?

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  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?
  • wp socializer sprite mask 32px Credit Counseling or Debt Settlement?

12 thoughts on “Credit Counseling or Debt Settlement?

  1. Remember, credit score is a complex calculation which takes into major
    consideration of your payment history as well as your total revolving debt.
    As you pay down your balance being on the program (assuming that you’ll be
    making on-time payment), you are self reparing your credit. So by the time
    you finish the program, you will most likey be not only debt free, but have
    a restore credit.

  2. I believe that everyone can settle their own debt. I’ve seen it countless
    times and watched many people save themselves thousands of dollars while
    getting out of debt.

  3. why not just file bankruptcy. When I finished my credit was trashed. Waste
    of time if you loose your credit rating

  4. Debt settlement is a scam where the company gets rich and your credit is
    destroyed. FTC is meeting now to outlaw this misleading practice. Check out
    the facts before you delete this post.

  5. @hugedebtrelief Debt settlement ruins your credit and you pay taxes to the
    IRS on the amount forgiven. If its too good to be true it probably is.

  6. This is a good start to the debt settlement conversation. There are a lot
    of unscrupulous companies out there. I used a company called Consumer
    Recovery Network that charged me $1150 to settle $130,000 of unsecured
    debt. It took 6 months and? my final settlement amount was $40,000 or 28
    cents on the dollar. Their fee of $1150 was minuscule compared to other
    companies whose fees were on average $10,000..or more! I am blogging about
    it at debtsettlementstory (dot) com

  7. either you went through debt settlement or, if you went through a credit
    counseling agency, you missed payments. all major credit card companies and
    most credit unions and store cards will help the consumer by bringing the
    accounts current if they are behind when you enroll in a credit counseling
    agency. they will also reduce your interest rates and stop charging late
    and overlimit fees. however, if you miss payments, you negate he help that
    was given to you. accounts current equals good credit.

  8. If you are really thinking about it, dont settle for credit counselling.
    Deal directly with your bank.. ITS FREE! but the downside of that is it
    will be EXTREMELY DIFFICULT. If you would like to know more about it. just
    reply to this and i can give you some free advice. [just a nice guy]

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